Ways Covered California Can Lower Your Costs
Depending on your income and household size, you may qualify for:
Premium tax credits
Get help paying your monthly premiums based on your household income.
Reduced deductibles
Lower the amount you pay out of pocket before your coverage kicks in.
Lower copays
Pay less for doctor visits and prescriptions with cost-sharing reductions.
Low-cost health plans
Access a variety of plans designed to be affordable for every budget.
How Does Covered California Financial Assistance Work?
Did you know that you may qualify for financial help to lower the cost of your health insurance through Covered California?
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Understanding how health insurance subsidies work can make a meaningful difference when comparing your coverage options.
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In this short video, one of our Covered California Certified Agents explains how your income can affect financial assistance, including important considerations for employees and self-employed Californians.
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Depending on your eligibility, you may qualify for:
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Premium Tax Credits: Financial help that can reduce your monthly health insurance premiums.
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Cost-Sharing Reductions: Additional savings on deductibles, copays, and other eligible out-of-pocket expenses through qualifying Enhanced Silver plans.
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Your eligibility depends on factors such as estimated household income, household size, location, and access to other qualifying coverage.
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Our certified agents can help you understand your potential savings, compare available health insurance plans, and complete your enrollment at no additional cost.



