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Financial Helpย & Covered California Subsidies

Many Californians qualify for financial assistance that lowers monthly health insurance costs through Covered California.

Ways Covered California Can Lower Your Costs

Depending on your income and household size, you may qualify for:

Premium tax credits

Get help paying your monthly premiums based on your household income.

Reduced deductibles

Lower the amount you pay out of pocket before your coverage kicks in.

Lower copays

Pay less for doctor visits and prescriptions with cost-sharing reductions.

Low-cost health plans

Access a variety of plans designed to be affordable for every budget.

How Does Covered California Financial Assistance Work?

Did you know that you may qualify for financial help to lower the cost of your health insurance through Covered California?

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Understanding how health insurance subsidies work can make a meaningful difference when comparing your coverage options.

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In this short video, one of our Covered California Certified Agents explains how your income can affect financial assistance, including important considerations for employees and self-employed Californians.

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Depending on your eligibility, you may qualify for:

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  • Premium Tax Credits: Financial help that can reduce your monthly health insurance premiums.

  • Cost-Sharing Reductions: Additional savings on deductibles, copays, and other eligible out-of-pocket expenses through qualifying Enhanced Silver plans.

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Your eligibility depends on factors such as estimated household income, household size, location, and access to other qualifying coverage.

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Our certified agents can help you understand your potential savings, compare available health insurance plans, and complete your enrollment at no additional cost.

Learn how Covered California financial assistance works, including how estimated household income affects eligibility for premium tax credits and other health insurance savings.
Family Using Tablet

What Affects Subsidy Eligibility?

  • Household income
  • Family size
  • County of residence
  • Age
  • Available employer coverage

We Help You Get Every Dollar You Qualify For

Get one-on-one help from a Covered California Certified Agent

so you donโ€™t leave money on the table.

โ€ข Estimate subsidy amounts

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โ€ข Compare plan costs

โ€ข Understand repayment rules

โ€ข Update income changes

โ€ข Avoid subsidy surprises at tax time

Family Using Tablet

Call now to check your estimated subsidy eligibility.

Speak with a licensed certified agent today and get help comparing plans, understanding subsidies, or enrolling in coverage.

Call Now (800) 771-7653

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