Covered California Certified Agent
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Covered California Myths vs. Facts: Do You Qualify for Financial Help?
Think you make too much money to qualify for Covered California? Believe that self-employed individuals cannot receive health insurance subsidies?
You might be surprised by the facts.
Many Californians assume they are ineligible for financial assistance without ever reviewing their actual options.
The truth is that Covered California eligibility depends on more than your job title or one income figure.
Factors such as your estimated annual household income, family size, ZIP code, and access to other health coverage can affect the financial assistance available to you.
Even if you don't qualify for subsidies, you may still be able to purchase a health insurance plan through Covered California at full price.
Watch our team discuss some common misconceptions about Covered California eligibility.
Don't let assumptions keep you from exploring your health insurance options.
Our Covered California Certified Agents can help you review your situation, understand current eligibility guidelines, and compare available plans at no additional cost.
If you're exploring health insurance through Covered California for the first time, you probably have a few questions. What exactly is Covered California? Who qualifies? And how much will health insurance cost?
In this short video, Tim Proctor, a Covered California Certified Insurance Agent, answers these common questions to help you understand your options before applying.
What Is Covered California?
Covered California is the state's official health insurance marketplace, where eligible California residents can compare health insurance plans from participating private insurance companies and find out if they qualify for financial assistance.
Who Can Qualify for Covered California?
Eligibility depends on several factors, including California residency, immigration or citizenship status, household circumstances, and access to other health coverage.
Your application can also determine whether you or your family members qualify for Medi-Cal or financial assistance with a Covered California plan.
How Much Does Covered California Cost?
Your monthly health insurance premium depends on factors such as your age, ZIP code, household size, estimated annual household income, and the health plan you select.
For self-employed Californians, estimated net business income is an important consideration when calculating household income for financial assistance.
Let Us Help You Get Started
You don't need to navigate the health insurance marketplace alone.
Our Covered California Certified Agents provide personalized guidance to help you understand eligibility, estimate financial assistance, compare health plans, and complete your application.
Get clear answers and enrollment assistance at no additional cost.
New to Covered California?
Here's What You Need to Know
How We Help You Enroll
As certified agents, we help simplify the enrollment process by helping you:
Compare Plans
We help you review and compare all available health insurance plans to find the right fit for your needs.
Estimate Subsidies
Calculate financial assistance and qualified tax credits to lower your monthly premium costs.
Complete Applications
Get expert assistance filling out your official enrollment forms accurately and efficiently.
Upload Documents
We help you manage and upload required verification documents to secure your state subsidies.
Resolve Problems
Fast resolution for account issues, income updates, or eligibility questions with your coverage.
Renew Coverage
Annual renewal support to ensure you keep your current plan or find a better option for the new year.
We Help With:
- New enrollments
- Open Enrollment
- Special Enrollment Periods
- Income updates
- Household changes
- Renewal assistance
Special Enrollment Help
You may qualify for coverage outside of Open Enrollment if you:
- Lost health coverage
- Moved
- Got married
- Had a baby
- Experienced income changes